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Lenfi is a decentralized non-custodial lending and borrowing protocol built on the Cardano blockchain. It allows users to participate as depositors and borrowers in a peer-to-peer or peer-to-pool fashion. Depositors can provide liquidity by depositing funds with pre-set terms or to any of the liquidity pools to earn passive income. Meanwhile, borrowers can submit P2P borrow overcollateralized requests or use the liquidity pools to take an overcollateralized loan.