> For the complete documentation index, see [llms.txt](https://lenfi.gitbook.io/docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://lenfi.gitbook.io/docs/lenfi-v1-protocol/lenfi-p2p-aada-v1/how-to-use-the-platform/menu/market.md).
# Market
The **MARKET** page is where everyone can find the dApp’s interactive tools - **Liquidity Deposits** and **Liquidity Requests**.
Liquidity Requests allow borrowers to ask for loans (e.g., user A wants to borrow 10 AADA against 20 ADA collateral).
Liquidity Deposits work identically but in reverse logic. In other words, lenders offer to lend their tokens at specific conditions (e.g., user B offers to lend 10 AADA but requires the borrower to lock in 20 ADA as collateral). Borrowers that agree to lenders’ offers can immediately withdraw the liquidity after providing collateral.
**Loan** - Assets that the borrower wants to borrow or the lender is willing to lend.
**Collateral** (or Minimum Collateral for Liquidity Deposit) - Assets used or asked to be used to secure Lenders loan in case borrower fails to repay the loan. For Liquidity Deposits it shows the Minimum Collateral, since the Borrower can increase the collateral before taking the loan to protect his risk of liquidation even more.
**Interest** - Amount of assets that the borrower will have to pay for the loan.
**Term** - The amount of time the borrower will be able to hold loan after that lender will have ability to liquidate a loan and claim the borrower’s collateral.
**Health factor** - Higher rate means that the borrower is covering loans with bigger collateral. To help indicate good collateral ratio, status is shown below it (Healthy, Fair).gher rate means that the borrower is covering loan by bigger collateral. To help indicate good collateral ratio, status is shown below it (Healthy, Risky).
$$
Health factor = \frac{Collateral/(Loan+Interest)}{Liquidation Threshold}
$$
Because you're now familiar with the "Markets" tab, you can construct your own loan request if you want to borrow other assets.
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